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    <title>Posts in the category Consumer and Worker Protection</title>
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                        <item>
            <title>Igniting the Future</title>
            <description> From the Bob Herbert op/ed, &amp;quot;Igniting the Growth of Jobs&amp;quot;   NY Times    &#039;40,000 teachers  lost their jobs in the last year. &amp;nbsp;16 to 29 year olds, worst unemployment  ever  since national records have been kept. &amp;nbsp; One in four black men  in Illinois between the ages of 20 and 24  has  a job.&#039;  One of the regents of the University of Colorado, Michael Carrigan, told me that Colorado had a return on investment of 40 to 1 for each dollar invested in higher ed. The only figures I could find for Colorado was a 15.07 percent return. &amp;nbsp;New Jersey leads the nation with 42.32 percent, followed by Massachusetts 39.16, New York 37.82, California 36.53 percent. &amp;nbsp;All in all a substantial return on investment. &amp;nbsp;The lowest in the nation, predictably, was Mississippi at 6.49 percent.&amp;nbsp; Most surprisingly, Indiana is second from the bottom at 7.22 percent   Higher Ed Return on Investment for States   Most significantly, Herbert says this:    &amp;quot;&amp;quot;The past,&amp;quot; as William Faulkner told us, &amp;quot;is not dead.  It&amp;rsquo;s not even past .&amp;quot; The lessons of the Works Progress Administration and the Civilian Conservation Corps of the 1930s are right in front of us, ready to be studied, analyzed, updated and applied to the present-day needs of the country.&amp;quot;    I hate to say this, but we are a country of nepotism, in our unions, our military, in corporations, in government. &amp;nbsp;Because of this &amp;quot;inbreeding&amp;quot; and counterproductive behavior, we must import the brightest minds/strongest work ethics from around the world to carry our water and be used as if indentured servants. &amp;nbsp;It is all a vast pyramid scheme where the unqualified extinguish the flames of the most gifted and reap the rewards off the backs of the timid. &amp;nbsp;Their only qualification? &amp;nbsp;Being members of the lucky sperm club. &amp;nbsp;Here&#039;s something the &amp;quot;conservative revision&amp;quot; Bible will surely leave out, &amp;quot;As you have done to the least of these.......&amp;quot;&amp;nbsp; The least very much includes the youthful poor, who have no say in the conditions they find themselves in and obviously don&#039;t have the attention of those that have the most.&amp;nbsp; While we argue about war, healthcare, social justice, gay rights, Obama&#039;s Nobel Prize, etc., no one considers our most precious asset nor&amp;nbsp;what should be our greatest legacy to them, &amp;quot;Liberty and Justice&amp;nbsp;for  all ..&amp;quot;&amp;nbsp; This is what is great about the  idea  of America, eloquently&amp;nbsp;pronounced in the Preamble of the Constitution, not just to ourselves but to our  Posterity,  &amp;nbsp;the word was capitalized unlike the word  &amp;quot;ourselves&amp;quot;:  </description>
            <link>http://www.progressnowcolorado.org/page/community/post/michaelcollins/CZnG</link>
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            <pubDate>Sat, 10 Oct 2009 19:30:58 EDT</pubDate>
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            <dc:creator>Mike Collins</dc:creator>
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                <db:author_name>Mike Collins</db:author_name>
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            <title>Your Senators on the Public Option; and Why Co-ops Aren&#039;t Enough</title>
            <description>           Senator Michael Bennet was  one of 30 signatories  on a letter to the Senate leadership demanding that the HELP Committee&#039;s optional public insurance plan be included in the final bill. The next day, Senator Bennet, Senator Udall (not ours, but his cousin from New Mexico), and others joined Senator Brown on the floor to press for the public option in person. </description>
            <link>http://www.progressnowcolorado.org/page/community/post/michaelditto/CZnS</link>
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            <pubDate>Sat, 10 Oct 2009 17:19:14 EDT</pubDate>
            <guid>http://www.progressnowcolorado.org/page/community/post/michaelditto/CZnS</guid>
            <dc:creator>Michael Ditto</dc:creator>
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                <db:author_name>Michael Ditto</db:author_name>
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            <title>The &quot;Right Wing&quot; of the Democrat Party</title>
            <description>I&#039;ve been a little depressed lately, the Michael Moore movie seems to have intensified the despair.  Much has been said to marginalize the so called &quot;left wing&quot; of the Democrat Party.  In reality, the left wing is the &quot;right&quot; wing, meaning that it is the segment of the party that is mostly correct in it&#039;s philosophies and promotes academic, logical introspection and solutions.  Most of all they are somewhat unselfishly devoted to truth, justice and the idea that America is duty-bound to strive for a more perfect union.  That liberty and justice for all applies to our law and most certainly to economic equity.  I am afraid that conservative/blue dog Democrat thought implies no room for improvement or reflection and a preference for a balance that is in their favor. 
  
The Right Wing of the Democrat Party seems the most &quot;Christian&quot; in its opinions and deeds.  However, they are less likely to belong to an organized religion, they carry within them the only law that matters when dealing with most human, animal and earthly interaction.  The Golden Rule is at once logical and effortless, what else could qualify as &quot;self-evident&quot; if not the Golden Rule.  Where are we as a nation?  From the Declaration of Independence comes a profound clue,  an indication that we are in fact sheep,  the status quo is undemanding of social responsibility or activism: 
  
&quot;accordingly all experience hath shown that mankind are more disposed to suffer, while evils are sufferable, than to right themselves by abolishing the forms to which they are accustomed.&quot; 
  
The Declaration of Independence 
&quot;When, in the course of human events, it becomes necessary for one people to dissolve the political bonds which have connected them with another, and to assume among the powers of the earth, the separate and equal station to which the laws of nature and of nature&#039;s God entitle them, a decent respect to the opinions of mankind requires that they should declare the causes which impel them to the separation.  
 
We hold these truths to be self-evident, that all men are created equal, that they are endowed by their Creator with certain unalienable rights, that among these are life, liberty and the pursuit of happiness. That to secure these rights, governments are instituted among men, deriving their just powers from the consent of the governed. That whenever any form of government becomes destructive to these ends, it is the right of the people to alter or to abolish it, and to institute new government, laying its foundation on such principles and organizing its powers in such form, as to them shall seem most likely to effect their safety and happiness. Prudence, indeed, will dictate that governments long established should not be changed for light and transient causes; and accordingly all experience hath shown that mankind are more disposed to suffer, while evils are sufferable, than to right themselves by abolishing the forms to which they are accustomed.............................&quot;  
 
In the words of Ann Richards in answer to, &quot;What must Democrats do in order to win&quot; she answered, &quot;You (All of us) must find the courage to talk to the people you don&#039;t know and tell them things they may not want to hear.&quot; 
  
Michael Moore has that kind of courage.  I wish I had asked Governor Richards if there was a cure for complacency.  MC 
  
CONFORMITY 
We are discreet sheep; we wait to see how the drove is going, and then go with the drove. 
- Mark Twain&#039;s Autobiography 
 
Whenever you find yourself on the side of the majority, it is time to reform (or pause and reflect). 
Mark Twain- Notebook, 1904 
 
Conformity-the natural instinct to passively yield to that vague something recognized as authority. 
Mark Twain- &quot;Corn Pone Opinions&quot; 
 
TREACHERY 
Gratitude and treachery are merely the two extremities of the same procession. You have seen all of it that is worth staying for when the band and the gaudy officials have gone by. 
Mark Twain- Pudd&#039;nhead Wilson 
  
TRADITION 
...scrap heap of unverifiable odds and ends which we call tradition. 
Mark Twain- Speech, 5/25/1908 
 
JUSTICE 
The rain ...falls upon the just and the unjust alike; a thing which would not happen if I were superintending the rain&#039;s affairs. No, I would rain softly and sweetly on the just, but if I caught a sample of the unjust outdoors I would drown him. 
- Mark Twain, a Biography  
 
TRUTH 
  
Familiarity breeds contempt. How accurate that is. The reason we hold truth in such respect is because we have so little opportunity to get familiar with it. 
Mark Twain- Notebook, 1898</description>
            <link>http://www.progressnowcolorado.org/page/community/post/michaelcollins/CZSY</link>
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            <pubDate>Sat, 03 Oct 2009 14:58:31 EDT</pubDate>
            <guid>http://www.progressnowcolorado.org/page/community/post/michaelcollins/CZSY</guid>
            <dc:creator>Mike Collins</dc:creator>
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                <db:author_name>Mike Collins</db:author_name>
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            <title>What &quot;Capitalism&quot; Is Not</title>
            <description> Great writing and video clips   What &amp;quot;Capitalism&amp;quot; Is Not  By Terrance Heath Created 10/02/2009 - 11:26am   If I were to summarize message Michael Moore&#039;s new movie, Capitalism: A Love Story in one sentence, it would be this: Capitalism is not a form of government. That&#039;s the answer to the question posed at the beginning of the movie, via 1950s educational/propaganda films.   Capitalism is not a form of government. It is a tool we&#039;ve allowed to be used as a weapon. We threw out the instructions and rules for its usage, and it became a weapon &amp;mdash; much like a hammer can be used to build a house or smash a skull, depending on whether it&#039;s wielded by a carpenter or a psychopath.   Moore spends the rest of the movie showing us how we not only tossed out the rules, but junked every other tool in our collective toolbox, and left ourselves with the hammer. But everything is not a nail, and the hammer isn&#039;t suited to every aspect of the task in front of us. Moore gives us until the end of the movie to figure out what that seemingly abandoned task might be.   Capitalism is populated by people whose names we know and people whose names we don&#039;t &amp;mdash; all characters in what Michael Moore has subtitled &amp;quot;a love story.&amp;quot; We know the speeches of the former, and the stories of the latter, because we&#039;ve watched those same stories unfold in our own communities in the last couple of years. The speeches were intended to arouse our passions, by retelling part the most recent chapter in the story of how we got here &amp;mdash; the part that happened on Wall Street and in Washington.   Continued   Campaign for America&#039;s Future  </description>
            <link>http://www.progressnowcolorado.org/page/community/post/michaelcollins/CZSs</link>
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            <pubDate>Fri, 02 Oct 2009 22:02:16 EDT</pubDate>
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            <dc:creator>Mike Collins</dc:creator>
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            <title>Moore&#039;s Movie a Religious Experience</title>
            <description>I saw the movie tonight at a special showing at Chez Artiste.  Mr. Moore has done it again, he has taken pure, unadulterated truth and made it an art form.  Moore expressed a desire to be a priest in his early days, I think he became one for all intents and purposes.  Bravo, Mr. Moore, you are a priest in every sense of the word.</description>
            <link>http://www.progressnowcolorado.org/page/community/post/michaelcollins/CZSP</link>
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            <pubDate>Fri, 02 Oct 2009 01:08:48 EDT</pubDate>
            <guid>http://www.progressnowcolorado.org/page/community/post/michaelcollins/CZSP</guid>
            <dc:creator>Mike Collins</dc:creator>
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                <db:author_name>Mike Collins</db:author_name>
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            <title>Dionne: The Centrist Public Option</title>
            <description>  &amp;quot;Democrats have been far too timid in taking on the right wing&#039;s arguments against government. They have been defensive when they should be going on offense by insisting that government can expand human freedom and give people options they would not otherwise have.&amp;quot;    The Centrist Public Option    By E.J. Dionne Jr. Thursday, October 1, 2009  The strangest aspect of the debate over a public option for health coverage is that the centrists who oppose it should love it.  It doesn&#039;t involve a government takeover of the health-care system. The idea is that only consumers who want to enroll in a government-run health plan would do so. Anyone who preferred private insurance could get it.   The public option also uses government exactly as advocates of market economics say it should be deployed: not as a controlling entity but as a nudge toward greater competition. Fans of the market rightly oppose monopolies. But in many places, a small number of insurance companies -- sometimes only one -- dominates the market. The public option is a monopoly-buster.   Centrists tell us they want to hold down spending and fight deficits.  Strong versions of the public option, as the Congressional Budget Office showed in its scoring of Sen. Jay Rockefeller&#039;s proposal, cut the costs of insuring everyone.   Unfortunately, the debate over the public option has rarely concentrated on the substance of the idea. Instead, it has been almost entirely ideological.   Because opponents know from polling that the public wants the chance to choose a government plan, they move the discourse to abstract and often demagogic ground. The most revealing &amp;quot;argument&amp;quot; during the Senate Finance Committee&#039;s public-option debate on Tuesday came from Sen. Chuck Grassley.  &amp;quot;The government is not a fair competitor,&amp;quot; Grassley said. &amp;quot;It&#039;s a predator.&amp;quot;   Grassley was then forced to explain how he felt about Medicare. Is it predatory for government to pay health bills for the elderly? Is Social Security, which lives side by side with private pension and savings plans, predatory? Is it predatory for government to regulate, well, predatory lenders or stock swindlers or bank boodlers?   Democrats have been far too timid in taking on the right wing&#039;s arguments against government. They have been defensive when they should be going on offense by insisting that government can expand human freedom and give people options they would not otherwise have.    Continued at the Washington Post   </description>
            <link>http://www.progressnowcolorado.org/page/community/post/michaelcollins/CZS7</link>
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            <pubDate>Thu, 01 Oct 2009 20:07:25 EDT</pubDate>
            <guid>http://www.progressnowcolorado.org/page/community/post/michaelcollins/CZS7</guid>
            <dc:creator>Mike Collins</dc:creator>
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            <title>Toyota ALERT</title>
            <description>The vehicles affected by the advisory were the: 
* 2007&amp;#8211;10 Camry 
* 2005-10 Avalon 
* 2004-9 Prius 
* 2005-10 Tacoma 
* 2007-10 Tundra 
* 2007-10 ES350 
* 2006-10 IS 250 and IS 350 
 
http://wheels.blogs.nytimes.com/2009/09/30/toyota-seeks-solution-to-floor-mat-issue/ 
  
Meanwhile, Toyota&amp;#8217;s advice for handling a stuck accelerator includes how to shut off the engine in a vehicle with a starter button. When the vehicle is moving a single stab of the button won&amp;#8217;t do it. The button must be held down for three seconds. Mr. Lyons said that was a safety feature to prevent the engine from being shut off accidentally if the button were brushed.</description>
            <link>http://www.progressnowcolorado.org/page/community/post/michaelcollins/CZST</link>
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            <pubDate>Wed, 30 Sep 2009 18:22:48 EDT</pubDate>
            <guid>http://www.progressnowcolorado.org/page/community/post/michaelcollins/CZST</guid>
            <dc:creator>Mike Collins</dc:creator>
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                <db:author_name>Mike Collins</db:author_name>
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            <title>US firms quit Chamber of Commerce</title>
            <description>US firms quit Chamber of Commerce over climate change position 
Nike and Johnson &amp; Johnson among corporations resigning from business organisation in protest over chamber&#039;s resistance to &#039;cap-and-trade&#039; legislation 
 
The US Chamber of Commerce has been accused by Pacific Gas &amp; Electric of &#039;extreme rhetoric and obstructionist tactics&#039; for its opposition to action on climate change.  
 
The largest American business federation, the US Chamber of Commerce, has suffered a rash of high-profile walkouts as multinational companies become uncomfortable with the organisation&#039;s hard-line opposition to measures tackling climate change. 
 
Continued: 
http://www.guardian.co.uk/business/2009/sep/29/us-chamber-commerce-climate-change</description>
            <link>http://www.progressnowcolorado.org/page/community/post/michaelcollins/CZSk</link>
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            <pubDate>Tue, 29 Sep 2009 13:50:49 EDT</pubDate>
            <guid>http://www.progressnowcolorado.org/page/community/post/michaelcollins/CZSk</guid>
            <dc:creator>Mike Collins</dc:creator>
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                <db:author_name>Mike Collins</db:author_name>
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            <title>2008 It Pays to be in Power</title>
            <description> FYI, I sure am glad I finally figured out the html editor. :-))  They Say Trickle Down Economics is a good thing for business. What has worked even better for business-corporate welfare. The Democrats are mostly to blame, Democrat legislators recieve more money from the top 50 industries in every category except the automotive industry and by substantial margins.   http://www.opensecrets.org/industries/mems.php     Regarding Corporate Welfare   &amp;nbsp;&amp;quot;According to the Cato Institute, the U.S. federal government spent $92 billion on corporate welfare during fiscal year 2006. Recipients included Boeing, Xerox, IBM, Motorola, Dow Chemical, and General Electric. Alan Peters and Peter Fisher have estimated that state and local governments provide $40-50 billion annually in economic development incentives, which many critics characterize as corporate welfare.&amp;quot;   &amp;quot;The U.S. Agricultural Department is required by law (various U.S. farm bills which are passed every few years) to subsidize over two dozen commodities. Between 1996 and 2002, an average of $16 billion/year was paid by programs authorized by various U.S. farm bills dating back to the Agricultural Adjustment Act of 1933, the Agricultural Act of 1949, and the Commodity Credit Corporation (created in 1933), among others. The beneficiaries of the subsidies have changed as agriculture in the United States has changed. In the 1930s, about 25% of the country&#039;s population resided on the nation&#039;s 6,000,000 small farms. By 1997, 157,000 large farms accounted for 72% of farm sales, with only 2% of the U.S. population residing on farms. &amp;quot; </description>
            <link>http://www.progressnowcolorado.org/page/community/post/michaelcollins/CZSH</link>
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            <pubDate>Tue, 22 Sep 2009 01:51:04 EDT</pubDate>
            <guid>http://www.progressnowcolorado.org/page/community/post/michaelcollins/CZSH</guid>
            <dc:creator>Mike Collins</dc:creator>
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                <db:author_name>Mike Collins</db:author_name>
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            <title>Michael Moore&#039;s Movie Starts in Denver Oct. 2</title>
            <description>Starts Friday, October 2 at the Mayan Theatre 
and Greenwood Village 
  
In Capitalism: A Love Story, filmmaker Michael Moore (Sicko, Fahrenheit 9/11, Bowling for Columbine, Roger &amp; Me) tackles an issue he has been examining throughout his career: the disastrous impact of corporate dominance on the everyday lives of Americans (and by default, the rest of the world). Moore explores the root causes of the global economic meltdown and takes a comical look at the corporate and political shenanigans that culminated in what he has described as the biggest robbery in the history of this country&amp;#8212;the massive transfer of U.S. taxpayer money to private financial institutions.</description>
            <link>http://www.progressnowcolorado.org/page/community/post/michaelcollins/CZSr</link>
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            <pubDate>Mon, 21 Sep 2009 19:11:32 EDT</pubDate>
            <guid>http://www.progressnowcolorado.org/page/community/post/michaelcollins/CZSr</guid>
            <dc:creator>Mike Collins</dc:creator>
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            <title>Quote of the Century</title>
            <description>&quot;We will have to repent in this generation not merely for the hateful words and actions of the bad people but for the appalling silence of the good people&quot;   
 
Martin Luther King, Jr.</description>
            <link>http://www.progressnowcolorado.org/page/community/post/michaelcollins/CZSN</link>
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            <pubDate>Wed, 16 Sep 2009 20:59:05 EDT</pubDate>
            <guid>http://www.progressnowcolorado.org/page/community/post/michaelcollins/CZSN</guid>
            <dc:creator>Mike Collins</dc:creator>
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                <db:author_name>Mike Collins</db:author_name>
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            <title>&quot;Capitalism: A Love Story&quot;</title>
            <description>I just had to throw this chart in.  According to these statistics, 95 percent of all American wage earners are chumps for change, pocket change that is.  And the point of the rat race is?  Michael Moores email below the chart.  MC 
 
For Tax Year 2007 
 
Percentiles Ranked by AGI 
 AGI Threshold on Percentiles 
 Percentage of Federal Personal Income Tax Paid 
  
Top 1% 
 $410,096 
 40.42 
  
Top 5% 
 $160,041 
 60.63 
  
Top 10% 
 $113,018 
 71.22 
  
Top 25% 
 $66,532 
 86.59 
  
Top 50% 
 $32,879 
 97.11 
  
Bottom 50%</description>
            <link>http://www.progressnowcolorado.org/page/community/post/michaelcollins/CZSp</link>
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            <pubDate>Tue, 15 Sep 2009 18:40:56 EDT</pubDate>
            <guid>http://www.progressnowcolorado.org/page/community/post/michaelcollins/CZSp</guid>
            <dc:creator>Mike Collins</dc:creator>
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                <db:author_name>Mike Collins</db:author_name>
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            <title>Udall Supporting Bennet in 2010</title>
            <description>Must be the Anschutz money, do you think?  Read below and tell me who his master is.  Better yet go to his site and read how many times he repeats his experience with big money. And because he understands complex financial  and economic issues he&#039;s going to protect &quot;working families&quot; from the big bad wolf and has anyone asked him why things have to be so complex?.  Not once does he mention using his law degree to uphold the Constitution and protect working families, organized labor and the poor from corporations run amok.   MC 
 
&quot;Michael was a Managing Director at the Anschutz Investment Company, where he managed the restructuring of over $3 billion in corporate debt. Representing Colorado as our state&amp;#8217;s next U.S. Senator, Michael will use his understanding and leadership on complex financial and economic issues to be a voice for Colorado&amp;#8217;s working families.&quot; 
 
Source Bennet&#039;s Website: 
http://bennet.senate.gov/about/</description>
            <link>http://www.progressnowcolorado.org/page/community/post/michaelcollins/CZSn</link>
            <comments>http://www.progressnowcolorado.org/page/community/post/michaelcollins/CZSn/commentary#comments</comments>
            <pubDate>Tue, 15 Sep 2009 14:53:48 EDT</pubDate>
            <guid>http://www.progressnowcolorado.org/page/community/post/michaelcollins/CZSn</guid>
            <dc:creator>Mike Collins</dc:creator>
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            <title>NY Times: Toxic Waters</title>
            <description>Clean coal?  Clean water?  Better life through chemistry? 
&quot;In the last five years alone, chemical factories, manufacturing plants and other workplaces have violated water pollution laws more than half a million times.&quot; 
 
 
NY Times 
September 13, 2009 
Toxic Waters 
Clean Water Laws Are Neglected, at a Cost to Health  
By CHARLES DUHIGG 
Jennifer Hall-Massey knows not to drink the tap water in her home near Charleston, W.Va.  
 
In fact, her entire family tries to avoid any contact with the water. Her youngest son has scabs on his arms, legs and chest where the bathwater &amp;#8212; polluted with lead, nickel and other heavy metals &amp;#8212; caused painful rashes. Many of his brother&amp;#8217;s teeth were capped to replace enamel that was eaten away.  
 
Neighbors apply special lotions after showering because their skin burns. Tests show that their tap water contains arsenic, barium, lead, manganese and other chemicals at concentrations federal regulators say could contribute to cancer and damage the kidneys and nervous system. 
 
&amp;#8220;How can we get digital cable and Internet in our homes, but not clean water?&amp;#8221; said Mrs. Hall-Massey, a senior accountant at one of the state&amp;#8217;s largest banks.  
 
She and her husband, Charles, do not live in some remote corner of Appalachia. Charleston, the state capital, is less than 17 miles from her home.  
 
&amp;#8220;How is this still happening today?&amp;#8221; she asked. 
 
When Mrs. Hall-Massey and 264 neighbors sued nine nearby coal companies, accusing them of putting dangerous waste into local water supplies, their lawyer did not have to look far for evidence. As required by state law, some of the companies had disclosed in reports to regulators that they were pumping into the ground illegal concentrations of chemicals &amp;#8212; the same pollutants that flowed from residents&amp;#8217; taps. 
 
But state regulators never fined or punished those companies for breaking those pollution laws.  
 
Continued NY Times: 
http://www.nytimes.com/2009/09/13/us/13water.html?hp</description>
            <link>http://www.progressnowcolorado.org/page/community/post/michaelcollins/CZSV</link>
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            <pubDate>Sat, 12 Sep 2009 21:40:54 EDT</pubDate>
            <guid>http://www.progressnowcolorado.org/page/community/post/michaelcollins/CZSV</guid>
            <dc:creator>Mike Collins</dc:creator>
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            <title>John F. Kennedy Defines &quot;Liberal&quot;</title>
            <description>Sign me up, I&#039;m a &quot;Liberal&quot;   If your elected Democrat doesn&#039;t talk and think like this, you have a problem and perhaps you should encourage that &quot;Centrist&quot; to switch parties.  I certainly wouldn&#039;t contribute my money or time to a person just because they use a &quot;D&quot; by their name.  People who pretend to be liberal can get elected in Colorado, e.g. Ken Salazar, a liberal Hispanic, Bill Ritter, a liberal, law and order, Catholic kind of guy (&quot;Law and Order&quot; types scare me, they usually consider &quot;prison building&quot; a solution).  Ben NightHorse Campbell, a liberal Native American.  Liberals can get elected in Colorado, even if they are DINOs.  MC 
 
&quot;What do our opponents mean when they apply to us the label &#039;Liberal&#039;? If by &#039;Liberal&#039; they mean, as they want people to believe, someone who is soft in his policies abroad, who is against local government, and who is unconcerned with the taxpayer&amp;#8217;s dollar, then the record of this party and its members demonstrate that we are not that kind of &#039;Liberal&#039;. But if by a &#039;Liberal&#039; they mean someone who looks ahead and not behind, someone who welcomes new ideas without rigid reactions, someone who cares about the welfare of the people &amp;#8212; their health, their housing, their schools, their jobs, their civil rights, and their civil liberties &amp;#8212; someone who believes we can break through the stalemate and suspicions that grip us in our policies abroad, if that is what they mean by a &#039;Liberal&#039;, then I&amp;#8217;m proud to say I&amp;#8217;m a &#039;Liberal&#039;.&quot;  John F. Kennedy 
 
Wikipedia 
 </description>
            <link>http://www.progressnowcolorado.org/page/community/post/michaelcollins/CZSM</link>
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            <pubDate>Sat, 12 Sep 2009 14:04:19 EDT</pubDate>
            <guid>http://www.progressnowcolorado.org/page/community/post/michaelcollins/CZSM</guid>
            <dc:creator>Mike Collins</dc:creator>
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            <title>Friedman: Our One-Party Democracy</title>
            <description>Ben Nelson, Max Baucus, et al., all DINOs.  Anti-tax, anti-prosperity and anti-justice for all is anti-American.  Look no further than the peamble of the US Constitution or the beauty of the concept, &quot;E pluribus unum&quot; 
 
&quot;We the People of the United States, in Order to form a more perfect Union, establish Justice, insure domestic Tranquility, provide for the common defence, promote the general Welfare, and secure the Blessings of Liberty to ourselves and our Posterity, do ordain and establish this Constitution for the United States of America. &quot; 
 
NY Times 
September 9, 2009 
Op-Ed Columnist 
Our One-Party Democracy  
By THOMAS L. FRIEDMAN 
 
Watching both the health care and climate/energy debates in Congress, it is hard not to draw the following conclusion: There is only one thing worse than one-party autocracy, and that is one-party democracy, which is what we have in America today....................................... 
...........................The G.O.P. used to be the party of business. Well, to compete and win in a globalized world, no one needs the burden of health insurance shifted from business to government more than American business. No one needs immigration reform &amp;#8212; so the world&amp;#8217;s best brainpower can come here without restrictions &amp;#8212; more than American business. No one needs a push for clean-tech &amp;#8212; the world&amp;#8217;s next great global manufacturing industry &amp;#8212; more than American business. Yet the G.O.P. today resists national health care, immigration reform and wants to just drill, baby, drill. 
 
&amp;#8220;Globalization has neutered the Republican Party, leaving it to represent not the have-nots of the recession but the have-nots of globalized America, the people who have been left behind either in reality or in their fears,&amp;#8221; said Edward Goldberg, a global trade consultant who teaches at Baruch College. &amp;#8220;The need to compete in a globalized world has forced the meritocracy, the multinational corporate manager, the eastern financier and the technology entrepreneur to reconsider what the Republican Party has to offer. In principle, they have left the party, leaving behind not a pragmatic coalition but a group of ideological naysayers.......................&amp;#8221;  
 
Continued at the NY Times: 
 
http://www.nytimes.com/2009/09/09/opinion/09friedman.html</description>
            <link>http://www.progressnowcolorado.org/page/community/post/michaelcollins/CZSx</link>
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            <pubDate>Sat, 12 Sep 2009 10:01:04 EDT</pubDate>
            <guid>http://www.progressnowcolorado.org/page/community/post/michaelcollins/CZSx</guid>
            <dc:creator>Mike Collins</dc:creator>
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                <db:author_name>Mike Collins</db:author_name>
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            <title>McGovern: Medicare for All</title>
            <description>What will not be simple, prosecuting Baucus, Grassley, et al..  Enemies of the state, fascists, monopolists and of the mind that democracy has no place in the America they envision and nurture.  Corporate welfare is good, the welfare of the people won&#039;t fill the campaign coffers.  MC 
 
It&#039;s Simple: Medicare for All 
 
By George S. McGovern 
Sunday, September 13, 2009  
 
For many years, a handful of American political leaders -- including the late senator Ted Kennedy and now President Obama -- have been trying to gain passage of comprehensive health care for all Americans. As far back as President Harry S. Truman, they have urged Congress to act on this national need. In a presentation before a joint session of Congress last week, Obama offered his view of the best way forward.  
 
But what seems missing in the current battle is a single proposal that everyone can understand and that does not lend itself to demagoguery. If we want comprehensive health care for all our citizens, we can achieve it with a single sentence: Congress hereby extends Medicare to all Americans.  
 
Those of us over 65 have been enjoying this program for years. I go to the doctor or hospital of my choice, and my taxes pay all the bills. It&#039;s wonderful. But I would have appreciated it even more if my wife and children and I had had such health-care coverage when we were younger. I want every American, from birth to death, to get the kind of health care I now receive. Removing the payments now going to the insurance corporations would considerably offset the tax increase necessary to cover all Americans.  
 
I don&#039;t feel as though the government is meddling in my life when it pays my doctor and hospital fees. There are some things the government does that I don&#039;t like -- most notably getting us into needless wars that cost many times what health care for all Americans would cost. Investing in the health of our citizens will enhance the well-being and security of the nation.  
 
We know that Medicare has worked well for half a century for those of us over 65. Why does it become &quot;socialized medicine&quot; when we extend it to younger Americans?  
 
Taking such a shortsighted view would leave nearly 50 million Americans without health insurance and without the means to buy it. It would leave other Americans struggling to pay the rising cost of insurance premiums. These private insurance plans are frequently terminated if the holder contracts a serious long-term ailment. And some people lose their insurance if they lose their jobs or if the plant where they work moves to another location -- perhaps overseas.  
 
We recently bailed out the finance houses and banks to the tune of $700 billion. A country that can afford such an outlay while paying for wars in Iraq and Afghanistan can afford to do what every other advanced democracy has done: underwrite quality health care for all its citizens.  
 
If Medicare needs a few modifications in order to serve all Americans, we can make such adjustments now or later. But let&#039;s make sure Congress has an up or down vote on Medicare for all before it adjourns this year. Let&#039;s not waste time trying to reinvent the wheel. We all know what Medicare is. Do we want health care for all, or only for those over 65?  
 
If the roll is called and it goes against those of us who favor national health care, so be it. If it is approved, the entire nation can applaud.  
 
Many people familiar with politics in America will tell you that this idea can&#039;t pass Congress, in part because the insurance lobby is too powerful for lawmakers to resist.  
 
As matters now stand, the insurance companies claim $450 billion a year of our health-care dollars. They will fight hard to hold on to this bonanza. This is a major reason Americans pay more for health care per capita than any other people in the world. The insurance executives didn&#039;t cry &quot;socialism&quot; when their buddies in banking and finance were bailed out. But to them it is socialism if the government underwrites the cost of health care.  
 
Consider the campaign funds given to the chairman and ranking minority member of the Senate Finance Committee, which has jurisdiction over health-care legislation. Chairman Max Baucus of Montana, a Democrat, and his political action committee have received nearly $4 million from the health-care lobby since 2003. The ranking Republican, Charles Grassley of Iowa, has received more than $2 million. It&#039;s a mistake for one politician to judge the personal motives of another. But Sens. Baucus and Grassley are firm opponents of the single-payer system, as are other highly placed members of Congress who have been generously rewarded by the insurance lobby.  
 
In the past, doctors and their national association opposed Medicare and efforts to extend such benefits. But in recent years, many doctors have changed their views.  
 
In December 2007, the 124,000-member American College of Physicians endorsed for the first time a single-payer national health insurance program. And a March 2008 study by Indiana University -- the largest survey ever of doctors&#039; opinions on financing health-care reform -- concluded that 59 percent of doctors support national health insurance.  
 
To have the doctors with us favoring government health insurance is good news. As Obama said: &quot;We did not come to fear the future. We came here to shape it.&quot;  
 
George S. McGovern, a former senator from South Dakota, was the Democratic nominee for president in 1972. 
 
The Washington Post 
http://www.washingtonpost.com/wp-dyn/content/article/2009/09/11/AR2009091102406.html</description>
            <link>http://www.progressnowcolorado.org/page/community/post/michaelcollins/CZSg</link>
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            <pubDate>Fri, 11 Sep 2009 23:28:45 EDT</pubDate>
            <guid>http://www.progressnowcolorado.org/page/community/post/michaelcollins/CZSg</guid>
            <dc:creator>Mike Collins</dc:creator>
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            <title>America Faces a Corporate Coup d&#039;etat</title>
            <description>It seems the Supreme Court is poised to rule that corporations are truly &amp;#8220;people&amp;#8221; under the law and as such, are protected by the First Amendment&amp;#8217;s right to free speech. This will overturn over one hundred years of legal precedent and create a political imbalance of seismic proportions. The current ability of large corporate interests to influence legislators through their lobbyists will pale in comparison to the ability to directly participate in partisan politics that a Supreme Court ruling would allow. Literally billions of dollars could flow into efforts to defeat legislators who do not toe their line, thus drastically changing our nation&amp;#8217;s political landscape. The voices of average citizens, non-profits and even labor unions would be buried under an avalanche of corporate cash. 
 
If the Supreme Court decides that a corporation has First Amendment rights, protected by the Constitution the same as a natural born person, then it follows that a corporation should be extended all other rights a person has under the Constitution. This should include the right to vote in local, state and federal elections, in addition to the individual voting rights of the officers and stockholders of the corporation. If and when the Supreme Court issues the expected ruling, a sympathetic corporation should attempt to register as a voter and when registration is denied, file a federal lawsuit. A creative mind could imagine many more rights that personhood would bestow upon corporations. Such actions would be viewed as frivolous by Federal Courts but would be newsworthy and serve to draw attention to the issue and hopefully spur an expanded debate. 
 
The time has come for a Constitutional Amendment that would redefine the status of corporations. A campaign to advance such an amendment would have the advantage of the simple sound bites and simple mantras that every voter could understand. After our near financial collapse caused partly by corporate greed, now may be the perfect time to introduce such a measure. Support may never be this high again. 
 
Something must be done quickly. Such a ruling would effectively usurp the current moderate, liberal, progressive voting majority in this country and replace it with a permanent right wing majority in Congress and a permanent &amp;#8220;lock&amp;#8221; on the White House…beginning as soon as 2010 and 2012... all bought and paid for by major corporate interests. The establishment of a corporate state was a central tenant of our enemies in WWII. The threat to our Representative Democracy should be apparent to all.</description>
            <link>http://www.progressnowcolorado.org/page/community/post/DarrylEskin/CZNR</link>
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            <pubDate>Fri, 11 Sep 2009 21:00:29 EDT</pubDate>
            <guid>http://www.progressnowcolorado.org/page/community/post/DarrylEskin/CZNR</guid>
            <dc:creator>Darryl Eskin</dc:creator>
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                <db:picture>http://www.progressnowcolorado.org/page/community/profile_picture/078fe461d1d51def72_wwnmv2yq7.jpg</db:picture>
                <db:author_name>Darryl Eskin</db:author_name>
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            <title>NY Times Editorial: President Obama Steps Forward</title>
            <description>&quot;And he finally laid down a warning: &amp;#8220;I will not waste time with those who have made the calculation that it&amp;#8217;s better politics to kill this plan than improve it.&amp;#8221; He should stick to that commitment.&quot; 
 
September 10, 2009 
NY Times 
Editorial 
President Obama Steps Forward  
 
For a man who made health care reform his top domestic priority, President Obama stood on the sidelines throughout a long difficult spring and politically overheated summer. He left it primarily to Congress to flesh out the details of reform and waited in vain for a bipartisan compromise to emerge &amp;#8212; a virtual impossibility from the start given the determination of top Republicans to kill his effort and cripple his administration.  
 
On Wednesday night, reeling from the angry if ill-informed outbursts at town hall meetings and concerned about his slipping poll numbers, the president finally found his voice. His speech to a joint session of Congress was rhetorically powerful in its insistence that reform must finally happen &amp;#8212; for the sake of Americans&amp;#8217; health and the economic health of the country. We hope it was only the start of a sustained campaign to get this essential legislation passed. 
 
Mr. Obama did well to reveal his requirements for meaningful reform. He stood by the importance of requiring everyone to carry insurance and requiring businesses to provide it or pay to help cover their workers&amp;#8217; costs. That is critical to ensuring a big enough pool of healthy and unhealthy people to spread risks fairly.  
 
Mr. Obama said the plan he is proposing would cost about $900 billion over 10 years, mostly to expand Medicaid coverage of the poor and provide subsidies for low- and middle-income Americans to buy policies on new health insurance exchanges.  
 
Mr. Obama fell short when he failed to say how generous the subsidies should be and who should be eligible to receive them. His $900 billion may not be enough to cover nearly all of the uninsured. Congress should increase it. 
 
Equally important, Mr. Obama pledged that his plan would not add to the nation&amp;#8217;s enormous deficit now or in the future. He said any legislation must include a provision that requires additional spending cuts if reforms don&amp;#8217;t provide the expected savings.  
 
Mr. Obama was absolutely right when he said that the relentless rise in the cost of Medicare and Medicaid will cripple the nation&amp;#8217;s economy. But Americans need to hear a lot more from him and from Congress about how they will address that problem. Anyone opposed to reform has to answer that same question.  
 
Mr. Obama made a strong case for creating a new public plan to compete with private plans on the exchanges.  
 
He is right that all Americans will benefit if the insurance companies have more competition, but he stopped short of declaring a public plan a necessity. It may not be, but it is too soon to abandon the idea. He should trade it away only in return for significant political support &amp;#8212; and should demand a trigger to resurrect it should private plans fail to provide affordable policies. 
 
The president was right to stress that reform is essential not just for the uninsured but for all Americans &amp;#8212; far too many of us are just a layoff or a job switch or a divorce or an illness away from losing coverage. He said his plan would make it unlawful for insurance companies to deny coverage or refuse to renew it based on health status, and would limit how much people can be charged for out-of-pocket expenses such as co-payments.  
 
We believe that Mr. Obama has been far too passive &amp;#8212; for the sake of an unrequited bipartisanship &amp;#8212; as his opponents have twisted and distorted the health care debate. It was encouraging to hear him reject those distortions &amp;#8212; specifically the absurd charge that he was opening the door to &amp;#8220;death panels&amp;#8221; &amp;#8212; as lies.  
 
And he finally laid down a warning: &amp;#8220;I will not waste time with those who have made the calculation that it&amp;#8217;s better politics to kill this plan than improve it.&amp;#8221; He should stick to that commitment.  
 
Having let his opponents frame the debate for far too long, Mr. Obama will need to do more than orate. He needs to twist arms among timid Democrats in Congress to get a strong bill passed, most likely with little support from Republicans. 
 
NY Times: 
 
http://www.nytimes.com/2009/09/10/opinion/10thu1.html?adxnnl=1&amp;adxnnlx=1252591330-vfUdC0O+/V9wBKjwmuYG8w</description>
            <link>http://www.progressnowcolorado.org/page/community/post/michaelcollins/CZNp</link>
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            <pubDate>Thu, 10 Sep 2009 10:07:32 EDT</pubDate>
            <guid>http://www.progressnowcolorado.org/page/community/post/michaelcollins/CZNp</guid>
            <dc:creator>Mike Collins</dc:creator>
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                    <item>
            <title>Remarks by the President to a Joint Session of Congress</title>
            <description>THE WHITE HOUSE 
 
Office of the Press Secretary 
September 9, 2009 
 
REMARKS BY THE PRESIDENT 
TO A JOINT SESSION OF CONGRESS 
ON HEALTH CARE  
 
U.S. Capitol  
Washington, D.C. 
 
8:16 P.M. EDT 
 
THE PRESIDENT:  Madam Speaker, Vice President Biden, members of Congress, and the American people: 
  
When I spoke here last winter, this nation was facing the worst economic crisis since the Great Depression.  We were losing an average of 700,000 jobs per month.  Credit was frozen.  And our financial system was on the verge of collapse.  
  
As any American who is still looking for work or a way to pay their bills will tell you, we are by no means out of the woods.  A full and vibrant recovery is still many months away.  And I will not let up until those Americans who seek jobs can find them -- (applause) -- until those businesses that seek capital and credit can thrive; until all responsible homeowners can stay in their homes.  That is our ultimate goal.  But thanks to the bold and decisive action we&#039;ve taken since January, I can stand here with confidence and say that we have pulled this economy back from the brink.  (Applause.) 
  
I want to thank the members of this body for your efforts and your support in these last several months, and especially those who&#039;ve taken the difficult votes that have put us on a path to recovery.  I also want to thank the American people for their patience and resolve during this trying time for our nation.  
  
But we did not come here just to clean up crises.  We came here to build a future.  (Applause.)  So tonight, I return to speak to all of you about an issue that is central to that future -- and that is the issue of health care.  
  
I am not the first President to take up this cause, but I am determined to be the last.  (Applause.)  It has now been nearly a century since Theodore Roosevelt first called for health care reform.  And ever since, nearly every President and Congress, whether Democrat or Republican, has attempted to meet this challenge in some way.  A bill for comprehensive health reform was first introduced by John Dingell Sr. in 1943.  Sixty-five years later, his son continues to introduce that same bill at the beginning of each session.  (Applause.)  
  
Our collective failure to meet this challenge -- year after year, decade after decade -- has led us to the breaking point.  Everyone understands the extraordinary hardships that are placed on the uninsured, who live every day just one accident or illness away from bankruptcy.  These are not primarily people on welfare.  These are middle-class Americans.  Some can&#039;t get insurance on the job.  Others are self-employed, and can&#039;t afford it, since buying insurance on your own costs you three times as much as the coverage you get from your employer.  Many other Americans who are willing and able to pay are still denied insurance due to previous illnesses or conditions that insurance companies decide are too risky or too expensive to cover.  
  
We are the only democracy -- the only advanced democracy on Earth -- the only wealthy nation -- that allows such hardship for millions of its people.  There are now more than 30 million American citizens who cannot get coverage.  In just a two-year period, one in every three Americans goes without health care coverage at some point.  And every day, 14,000 Americans lose their coverage.  In other words, it can happen to anyone. 
  
But the problem that plagues the health care system is not just a problem for the uninsured.  Those who do have insurance have never had less security and stability than they do today.   More and more Americans worry that if you move, lose your job, or change your job, you&#039;ll lose your health insurance too.  More and more Americans pay their premiums, only to discover that their insurance company has dropped their coverage when they get sick, or won&#039;t pay the full cost of care.  It happens every day. 
  
One man from Illinois lost his coverage in the middle of chemotherapy because his insurer found that he hadn&#039;t reported gallstones that he didn&#039;t even know about.  They delayed his treatment, and he died because of it.  Another woman from Texas was about to get a double mastectomy when her insurance company canceled her policy because she forgot to declare a case of acne.  By the time she had her insurance reinstated, her breast cancer had more than doubled in size.  That is heart-breaking, it is wrong, and no one should be treated that way in the United States of America.  (Applause.) 
  
Then there&#039;s the problem of rising cost.  We spend one and a half times more per person on health care than any other country, but we aren&#039;t any healthier for it.  This is one of the reasons that insurance premiums have gone up three times faster than wages.  It&#039;s why so many employers -- especially small businesses -- are forcing their employees to pay more for insurance, or are dropping their coverage entirely.  It&#039;s why so many aspiring entrepreneurs cannot afford to open a business in the first place, and why American businesses that compete internationally -- like our automakers -- are at a huge disadvantage.  And it&#039;s why those of us with health insurance are also paying a hidden and growing tax for those without it -- about $1,000 per year that pays for somebody else&#039;s emergency room and charitable care.  
  
Finally, our health care system is placing an unsustainable burden on taxpayers.  When health care costs grow at the rate they have, it puts greater pressure on programs like Medicare and Medicaid.  If we do nothing to slow these skyrocketing costs, we will eventually be spending more on Medicare and Medicaid than every other government program combined.  Put simply, our health care problem is our deficit problem.  Nothing else even comes close.  Nothing else.  (Applause.) 
  
Now, these are the facts.  Nobody disputes them.  We know we must reform this system.  The question is how.  
  
There are those on the left who believe that the only way to fix the system is through a single-payer system like Canada&#039;s -- (applause) -- where we would severely restrict the private insurance market and have the government provide coverage for everybody.  On the right, there are those who argue that we should end employer-based systems and leave individuals to buy health insurance on their own. 
  
I&#039;ve said -- I have to say that there are arguments to be made for both these approaches.  But either one would represent a radical shift that would disrupt the health care most people currently have.  Since health care represents one-sixth of our economy, I believe it makes more sense to build on what works and fix what doesn&#039;t, rather than try to build an entirely new system from scratch.  (Applause.)  And that is precisely what those of you in Congress have tried to do over the past several months.  
  
During that time, we&#039;ve seen Washington at its best and at its worst.  
  
We&#039;ve seen many in this chamber work tirelessly for the better part of this year to offer thoughtful ideas about how to achieve reform.  Of the five committees asked to develop bills, four have completed their work, and the Senate Finance Committee announced today that it will move forward next week.  That has never happened before.  Our overall efforts have been supported by an unprecedented coalition of doctors and nurses; hospitals, seniors&#039; groups, and even drug companies -- many of whom opposed reform in the past.  And there is agreement in this chamber on about 80 percent of what needs to be done, putting us closer to the goal of reform than we have ever been.  
  
But what we&#039;ve also seen in these last months is the same partisan spectacle that only hardens the disdain many Americans have towards their own government.  Instead of honest debate, we&#039;ve seen scare tactics.  Some have dug into unyielding ideological camps that offer no hope of compromise.  Too many have used this as an opportunity to score short-term political points, even if it robs the country of our opportunity to solve a long-term challenge.  And out of this blizzard of charges and counter-charges, confusion has reigned.  
  
Well, the time for bickering is over.  The time for games has passed.  (Applause.)  Now is the season for action.  Now is when we must bring the best ideas of both parties together, and show the American people that we can still do what we were sent here to do.  Now is the time to deliver on health care.  Now is the time to deliver on health care.    
  
The plan I&#039;m announcing tonight would meet three basic goals.  It will provide more security and stability to those who have health insurance.  It will provide insurance for those who don&#039;t.  And it will slow the growth of health care costs for our families, our businesses, and our government.  (Applause.)  It&#039;s a plan that asks everyone to take responsibility for meeting this challenge -- not just government, not just insurance companies, but everybody including employers and individuals.  And it&#039;s a plan that incorporates ideas from senators and congressmen, from Democrats and Republicans -- and yes, from some of my opponents in both the primary and general election.    
  
Here are the details that every American needs to know about this plan.  First, if you are among the hundreds of millions of Americans who already have health insurance through your job, or Medicare, or Medicaid, or the VA, nothing in this plan will require you or your employer to change the coverage or the doctor you have.  (Applause.)  Let me repeat this:  Nothing in our plan requires you to change what you have.  
  
What this plan will do is make the insurance you have work better for you.  Under this plan, it will be against the law for insurance companies to deny you coverage because of a preexisting condition.  (Applause.)  As soon as I sign this bill, it will be against the law for insurance companies to drop your coverage when you get sick or water it down when you need it the most.  (Applause.)  They will no longer be able to place some arbitrary cap on the amount of coverage you can receive in a given year or in a lifetime.  (Applause.)  We will place a limit on how much you can be charged for out-of-pocket expenses, because in the United States of America, no one should go broke because they get sick.  (Applause.)  And insurance companies will be required to cover, with no extra charge, routine checkups and preventive care, like mammograms and colonoscopies -- (applause) -- because there&#039;s no reason we shouldn&#039;t be catching diseases like breast cancer and colon cancer before they get worse.  That makes sense, it saves money, and it saves lives.  (Applause.) 
  
Now, that&#039;s what Americans who have health insurance can expect from this plan -- more security and more stability.  
  
Now, if you&#039;re one of the tens of millions of Americans who don&#039;t currently have health insurance, the second part of this plan will finally offer you quality, affordable choices.  (Applause.)  If you lose your job or you change your job, you&#039;ll be able to get coverage.  If you strike out on your own and start a small business, you&#039;ll be able to get coverage.  We&#039;ll do this by creating a new insurance exchange -- a marketplace where individuals and small businesses will be able to shop for health insurance at competitive prices.  Insurance companies will have an incentive to participate in this exchange because it lets them compete for millions of new customers.  As one big group, these customers will have greater leverage to bargain with the insurance companies for better prices and quality coverage.  This is how large companies and government employees get affordable insurance.  It&#039;s how everyone in this Congress gets affordable insurance.  And it&#039;s time to give every American the same opportunity that we give ourselves.  (Applause.)  
  
Now, for those individuals and small businesses who still can&#039;t afford the lower-priced insurance available in the exchange, we&#039;ll provide tax credits, the size of which will be based on your need.  And all insurance companies that want access to this new marketplace will have to abide by the consumer protections I already mentioned.  This exchange will take effect in four years, which will give us time to do it right.  In the meantime, for those Americans who can&#039;t get insurance today because they have preexisting medical conditions, we will immediately offer low-cost coverage that will protect you against financial ruin if you become seriously ill.  (Applause.)  This was a good idea when Senator John McCain proposed it in the campaign, it&#039;s a good idea now, and we should all embrace it.  (Applause.) 
  
Now, even if we provide these affordable options, there may be those -- especially the young and the healthy -- who still want to take the risk and go without coverage.  There may still be companies that refuse to do right by their workers by giving them coverage.  The problem is, such irresponsible behavior costs all the rest of us money.  If there are affordable options and people still don&#039;t sign up for health insurance, it means we pay for these people&#039;s expensive emergency room visits.  If some businesses don&#039;t provide workers health care, it forces the rest of us to pick up the tab when their workers get sick, and gives those businesses an unfair advantage over their competitors.  And unless everybody does their part, many of the insurance reforms we seek -- especially requiring insurance companies to cover preexisting conditions -- just can&#039;t be achieved.  
  
And that&#039;s why under my plan, individuals will be required to carry basic health insurance -- just as most states require you to carry auto insurance.  (Applause.)  Likewise -- likewise, businesses will be required to either offer their workers health care, or chip in to help cover the cost of their workers.  There will be a hardship waiver for those individuals who still can&#039;t afford coverage, and 95 percent of all small businesses, because of their size and narrow profit margin, would be exempt from these requirements.  (Applause.)  But we can&#039;t have large businesses and individuals who can afford coverage game the system by avoiding responsibility to themselves or their employees.  Improving our health care system only works if everybody does their part. 
  
And while there remain some significant details to be ironed out, I believe -- (laughter) -- I believe a broad consensus exists for the aspects of the plan I just outlined:  consumer protections for those with insurance, an exchange that allows individuals and small businesses to purchase affordable coverage, and a requirement that people who can afford insurance get insurance. 
  
And I have no doubt that these reforms would greatly benefit Americans from all walks of life, as well as the economy as a whole.  Still, given all the misinformation that&#039;s been spread over the past few months, I realize -- (applause) -- I realize that many Americans have grown nervous about reform.  So tonight I want to address some of the key controversies that are still out there.  
  
Some of people&#039;s concerns have grown out of bogus claims spread by those whose only agenda is to kill reform at any cost.  The best example is the claim made not just by radio and cable talk show hosts, but by prominent politicians, that we plan to set up panels of bureaucrats with the power to kill off senior citizens.  Now, such a charge would be laughable if it weren&#039;t so cynical and irresponsible.  It is a lie, plain and simple.  (Applause.) 
  
There are also those who claim that our reform efforts would insure illegal immigrants.  This, too, is false.  The reforms -- the reforms I&#039;m proposing would not apply to those who are here illegally.  
  
AUDIENCE MEMBER:  You lie!  (Boos.) 
  
THE PRESIDENT:  It&#039;s not true.  And one more misunderstanding I want to clear up -- under our plan, no federal dollars will be used to fund abortions, and federal conscience laws will remain in place.  (Applause.)   
  
Now, my health care proposal has also been attacked by some who oppose reform as a &quot;government takeover&quot; of the entire health care system.  As proof, critics point to a provision in our plan that allows the uninsured and small businesses to choose a publicly sponsored insurance option, administered by the government just like Medicaid or Medicare.  (Applause.) 
  
So let me set the record straight here.  My guiding principle is, and always has been, that consumers do better when there is choice and competition.  That&#039;s how the market works.  (Applause.)  Unfortunately, in 34 states, 75 percent of the insurance market is controlled by five or fewer companies.  In Alabama, almost 90 percent is controlled by just one company.  And without competition, the price of insurance goes up and quality goes down.  And it makes it easier for insurance companies to treat their customers badly -- by cherry-picking the healthiest individuals and trying to drop the sickest, by overcharging small businesses who have no leverage, and by jacking up rates. 
  
Insurance executives don&#039;t do this because they&#039;re bad people; they do it because it&#039;s profitable.  As one former insurance executive testified before Congress, insurance companies are not only encouraged to find reasons to drop the seriously ill, they are rewarded for it.  All of this is in service of meeting what this former executive called &quot;Wall Street&#039;s relentless profit expectations.&quot; 
  
Now, I have no interest in putting insurance companies out of business.  They provide a legitimate service, and employ a lot of our friends and neighbors.  I just want to hold them accountable.  (Applause.)  And the insurance reforms that I&#039;ve already mentioned would do just that.  But an additional step we can take to keep insurance companies honest is by making a not-for-profit public option available in the insurance exchange.  (Applause.)  Now, let me be clear.  Let me be clear.  It would only be an option for those who don&#039;t have insurance.  No one would be forced to choose it, and it would not impact those of you who already have insurance.  In fact, based on Congressional Budget Office estimates, we believe that less than 5 percent of Americans would sign up. 
  
Despite all this, the insurance companies and their allies don&#039;t like this idea.  They argue that these private companies can&#039;t fairly compete with the government.  And they&#039;d be right if taxpayers were subsidizing this public insurance option.  But they won&#039;t be.  I&#039;ve insisted that like any private insurance company, the public insurance option would have to be self-sufficient and rely on the premiums it collects.  But by avoiding some of the overhead that gets eaten up at private companies by profits and excessive administrative costs and executive salaries, it could provide a good deal for consumers, and would also keep pressure on private insurers to keep their policies affordable and treat their customers better, the same way public colleges and universities provide additional choice and competition to students without in any way inhibiting a vibrant system of private colleges and universities.  (Applause.) 
  
Now, it is -- it&#039;s worth noting that a strong majority of Americans still favor a public insurance option of the sort I&#039;ve proposed tonight.  But its impact shouldn&#039;t be exaggerated -- by the left or the right or the media.  It is only one part of my plan, and shouldn&#039;t be used as a handy excuse for the usual Washington ideological battles.  To my progressive friends, I would remind you that for decades, the driving idea behind reform has been to end insurance company abuses and make coverage available for those without it.  (Applause.)  The public option -- the public option is only a means to that end -- and we should remain open to other ideas that accomplish our ultimate goal.  And to my Republican friends, I say that rather than making wild claims about a government takeover of health care, we should work together to address any legitimate concerns you may have.  (Applause.) 
  
For example -- for example, some have suggested that the public option go into effect only in those markets where insurance companies are not providing affordable policies.  Others have proposed a co-op or another non-profit entity to administer the plan.  These are all constructive ideas worth exploring.  But I will not back down on the basic principle that if Americans can&#039;t find affordable coverage, we will provide you with a choice.  (Applause.)  And I will make sure that no government bureaucrat or insurance company bureaucrat gets between you and the care that you need.  (Applause.) 
  
Finally, let me discuss an issue that is a great concern to me, to members of this chamber, and to the public -- and that&#039;s how we pay for this plan.  
  
And here&#039;s what you need to know.  First, I will not sign a plan that adds one dime to our deficits -- either now or in the future.  (Applause.)  I will not sign it if it adds one dime to the deficit, now or in the future, period.  And to prove that I&#039;m serious, there will be a provision in this plan that requires us to come forward with more spending cuts if the savings we promised don&#039;t materialize.  (Applause.)  Now, part of the reason I faced a trillion-dollar deficit when I walked in the door of the White House is because too many initiatives over the last decade were not paid for -- from the Iraq war to tax breaks for the wealthy.  (Applause.)  I will not make that same mistake with health care.   
  
Second, we&#039;ve estimated that most of this plan can be paid for by finding savings within the existing health care system, a system that is currently full of waste and abuse.  Right now, too much of the hard-earned savings and tax dollars we spend on health care don&#039;t make us any healthier.  That&#039;s not my judgment -- it&#039;s the judgment of medical professionals across this country.  And this is also true when it comes to Medicare and Medicaid.  
  
In fact, I want to speak directly to seniors for a moment, because Medicare is another issue that&#039;s been subjected to demagoguery and distortion during the course of this debate. 
  
More than four decades ago, this nation stood up for the principle that after a lifetime of hard work, our seniors should not be left to struggle with a pile of medical bills in their later years.  That&#039;s how Medicare was born.  And it remains a sacred trust that must be passed down from one generation to the next.  (Applause.)  And that is why not a dollar of the Medicare trust fund will be used to pay for this plan.  (Applause.)   
  
The only thing this plan would eliminate is the hundreds of billions of dollars in waste and fraud, as well as unwarranted subsidies in Medicare that go to insurance companies -- subsidies that do everything to pad their profits but don&#039;t improve the care of seniors.  And we will also create an independent commission of doctors and medical experts charged with identifying more waste in the years ahead.  (Applause.)     
  
Now, these steps will ensure that you -- America&#039;s seniors -- get the benefits you&#039;ve been promised.  They will ensure that Medicare is there for future generations.  And we can use some of the savings to fill the gap in coverage that forces too many seniors to pay thousands of dollars a year out of their own pockets for prescription drugs.  (Applause.)  That&#039;s what this plan will do for you.  So don&#039;t pay attention to those scary stories about how your benefits will be cut, especially since some of the same folks who are spreading these tall tales have fought against Medicare in the past and just this year supported a budget that would essentially have turned Medicare into a privatized voucher program.  That will not happen on my watch.  I will protect Medicare.  (Applause.)   
    
Now, because Medicare is such a big part of the health care system, making the program more efficient can help usher in changes in the way we deliver health care that can reduce costs for everybody.  We have long known that some places -- like the Intermountain Healthcare in Utah or the Geisinger Health System in rural Pennsylvania -- offer high-quality care at costs below average.  So the commission can help encourage the adoption of these common-sense best practices by doctors and medical professionals throughout the system -- everything from reducing hospital infection rates to encouraging better coordination between teams of doctors.  
  
Reducing the waste and inefficiency in Medicare and Medicaid will pay for most of this plan.  (Applause.)  Now, much of the rest would be paid for with revenues from the very same drug and insurance companies that stand to benefit from tens of millions of new customers.  And this reform will charge insurance companies a fee for their most expensive policies, which will encourage them to provide greater value for the money -- an idea which has the support of Democratic and Republican experts.  And according to these same experts, this modest change could help hold down the cost of health care for all of us in the long run.  
  
Now, finally, many in this chamber -- particularly on the Republican side of the aisle -- have long insisted that reforming our medical malpractice laws can help bring down the cost of health care.  (Applause.)  Now -- there you go.  There you go.  Now, I don&#039;t believe malpractice reform is a silver bullet, but I&#039;ve talked to enough doctors to know that defensive medicine may be contributing to unnecessary costs.  (Applause.)  So I&#039;m proposing that we move forward on a range of ideas about how to put patient safety first and let doctors focus on practicing medicine.  (Applause.)  I know that the Bush administration considered authorizing demonstration projects in individual states to test these ideas.  I think it&#039;s a good idea, and I&#039;m directing my Secretary of Health and Human Services to move forward on this initiative today.  (Applause.) 
  
Now, add it all up, and the plan I&#039;m proposing will cost around $900 billion over 10 years -- less than we have spent on the Iraq and Afghanistan wars, and less than the tax cuts for the wealthiest few Americans that Congress passed at the beginning of the previous administration.  (Applause.)  Now, most of these costs will be paid for with money already being spent -- but spent badly -- in the existing health care system.  The plan will not add to our deficit.  The middle class will realize greater security, not higher taxes.  And if we are able to slow the growth of health care costs by just one-tenth of 1 percent each year -- one-tenth of 1 percent -- it will actually reduce the deficit by $4 trillion over the long term. 
  
Now, this is the plan I&#039;m proposing.  It&#039;s a plan that incorporates ideas from many of the people in this room tonight -- Democrats and Republicans.  And I will continue to seek common ground in the weeks ahead.  If you come to me with a serious set of proposals, I will be there to listen.  My door is always open. 
  
But know this:  I will not waste time with those who have made the calculation that it&#039;s better politics to kill this plan than to improve it.  (Applause.)  I won&#039;t stand by while the special interests use the same old tactics to keep things exactly the way they are.  If you misrepresent what&#039;s in this plan, we will call you out.  (Applause.)  And I will not -- and I will not accept the status quo as a solution.  Not this time.  Not now. 
  
Everyone in this room knows what will happen if we do nothing.  Our deficit will grow.  More families will go bankrupt.  More businesses will close.  More Americans will lose their coverage when they are sick and need it the most.  And more will die as a result.  We know these things to be true.  
  
That is why we cannot fail.  Because there are too many Americans counting on us to succeed -- the ones who suffer silently, and the ones who shared their stories with us at town halls, in e-mails, and in letters. 
  
I received one of those letters a few days ago.  It was from our beloved friend and colleague, Ted Kennedy.  He had written it back in May, shortly after he was told that his illness was terminal.  He asked that it be delivered upon his death.  
  
In it, he spoke about what a happy time his last months were, thanks to the love and support of family and friends, his wife, Vicki, his amazing children, who are all here tonight.  And he expressed confidence that this would be the year that health care reform -- &quot;that great unfinished business of our society,&quot; he called it -- would finally pass.  He repeated the truth that health care is decisive for our future prosperity, but he also reminded me that &quot;it concerns more than material things.&quot;  &quot;What we face,&quot; he wrote, &quot;is above all a moral issue; at stake are not just the details of policy, but fundamental principles of social justice and the character of our country.&quot; 
  
I&#039;ve thought about that phrase quite a bit in recent days -- the character of our country.  One of the unique and wonderful things about America has always been our self-reliance, our rugged individualism, our fierce defense of freedom and our healthy skepticism of government.  And figuring out the appropriate size and role of government has always been a source of rigorous and, yes, sometimes angry debate.  That&#039;s our history.    
  
For some of Ted Kennedy&#039;s critics, his brand of liberalism represented an affront to American liberty.  In their minds, his passion for universal health care was nothing more than a passion for big government.  
  
But those of us who knew Teddy and worked with him here -- people of both parties -- know that what drove him was something more.  His friend Orrin Hatch -- he knows that.  They worked together to provide children with health insurance.  His friend John McCain knows that.  They worked together on a Patient&#039;s Bill of Rights.  His friend Chuck Grassley knows that.  They worked together to provide health care to children with disabilities.  
  
On issues like these, Ted Kennedy&#039;s passion was born not of some rigid ideology, but of his own experience.  It was the experience of having two children stricken with cancer.  He never forgot the sheer terror and helplessness that any parent feels when a child is badly sick.  And he was able to imagine what it must be like for those without insurance, what it would be like to have to say to a wife or a child or an aging parent, there is something that could make you better, but I just can&#039;t afford it.  
  
That large-heartedness -- that concern and regard for the plight of others -- is not a partisan feeling.  It&#039;s not a Republican or a Democratic feeling.  It, too, is part of the American character -- our ability to stand in other people&#039;s shoes; a recognition that we are all in this together, and when fortune turns against one of us, others are there to lend a helping hand; a belief that in this country, hard work and responsibility should be rewarded by some measure of security and fair play; and an acknowledgment that sometimes government has to step in to help deliver on that promise. 
  
This has always been the history of our progress.  In 1935, when over half of our seniors could not support themselves and millions had seen their savings wiped away, there were those who argued that Social Security would lead to socialism, but the men and women of Congress stood fast, and we are all the better for it.  In 1965, when some argued that Medicare represented a government takeover of health care, members of Congress -- Democrats and Republicans -- did not back down.  They joined together so that all of us could enter our golden years with some basic peace of mind.   
  
You see, our predecessors understood that government could not, and should not, solve every problem.  They understood that there are instances when the gains in security from government action are not worth the added constraints on our freedom.  But they also understood that the danger of too much government is matched by the perils of too little; that without the leavening hand of wise policy, markets can crash, monopolies can stifle competition, the vulnerable can be exploited.  And they knew that when any government measure, no matter how carefully crafted or beneficial, is subject to scorn; when any efforts to help people in need are attacked as un-American; when facts and reason are thrown overboard and only timidity passes for wisdom, and we can no longer even engage in a civil conversation with each other over the things that truly matter -- that at that point we don&#039;t merely lose our capacity to solve big challenges.  We lose something essential about ourselves. 
  
That was true then.  It remains true today.  I understand how difficult this health care debate has been.  I know that many in this country are deeply skeptical that government is looking out for them.  I understand that the politically safe move would be to kick the can further down the road -- to defer reform one more year, or one more election, or one more term.  
  
But that is not what the moment calls for.  That&#039;s not what we came here to do.  We did not come to fear the future.  We came here to shape it.  I still believe we can act even when it&#039;s hard.  (Applause.)  I still believe -- I still believe that we can act when it&#039;s hard.  I still believe we can replace acrimony with civility, and gridlock with progress.  I still believe we can do great things, and that here and now we will meet history&#039;s test. 
  
Because that&#039;s who we are.  That is our calling.  That is our character.  Thank you, God bless you, and may God bless the United States of America.  (Applause.) 
  
END                9:03 P.M. EDT 
 
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            <pubDate>Thu, 10 Sep 2009 09:44:59 EDT</pubDate>
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